If you regularly ride a motorcycle, you know how liberating and enjoyable it can be. Unfortunately, motorcycle riding comes with more than its fair share of dangers. That’s why states heavily regulate motorcycle riding by passing safety laws and insurance requirements. Before you take to the road, make sure you take this quiz so that you’re up-to-date on Louisiana’s laws for motorcyclists.
True or false: Louisiana requires helmets for all riders and passengers
True: Louisiana law requires helmets for both the rider and the passenger of a motorcycle. In fact, there are only a few states in the nation that do not require helmets: Iowa, New Hampshire and Illinois.
True or false: Louisiana requires motorcycle insurance to operate
This one is also true. It is not legal to ride a motorcycle if you don’t have the statutory minimum amount of insurance coverage. If you get into an accident, and you are uninsured or underinsured, the court can limit the amount of damages that you can recover.
The only four states in the nation that don’t require motorcycle insurance to ride are Florida, New Hampshire, Washington and Montana.
True or false: Louisiana is one of the states with the highest motorcycle accident rates
Unfortunately, this one is true as well. Louisiana, South Carolina and Mississippi are the three states with the highest percentage of motorcycle accident rates and motorcycle fatalities. Louisiana sees an average of 21.1 fatalities per ten thousand motorcycles, a rate nearly double that of most other states.
There’s nothing quite as exhilarating as cruising down the highway on a motorcycle. Just remember to wear a helmet and obtain adequate insurance coverage, so that you will have physical and economic protection if dangerous road conditions or a careless driver cause you to crash.
